Loss Date: March 11, 2026
Time Discovered: Approx. 12:00 PM
Insurance Carrier: Progressive
Potential Builder Involvement: Lennar (home completed in 2023)
Property Type: Newly built single-family home
Year Built / Completed: 2023
Basement Type: Full unfinished basement
Loss Description:
Customer reported entire basement flooded after recent storm. Sump pump has been constantly cycling, which customer states is not normal. Water appears to be actively coming up through a crack/control joint in the basement slab. Basement is unfinished with foundation walls exposed. Water is clear at time of report.
Suspected Source:
Post-storm groundwater / seepage intrusion through basement slab crack or control joint. Possible sump pump / drainage issue. Possible workmanship / builder defect due to new construction.
Affected Areas:
• Entire unfinished basement
• Approx. 1,200 SF affected
• Water visible throughout basement floor area
Customer Notes / Key Facts:
• Home built by Lennar
• Customer reports crack/control line in basement floor where water appears to be bubbling up
• Sump pump is constantly recycling
• No water touching wall outlets per customer
• Some stored contents / sentimental items may be affected
• Basement mostly unfinished, which may allow drying in place
• Customer concerned about workmanship / warranty issue
Water Category (Initial Report):
Reported as clear water by customer, but team should evaluate in field and proceed with appropriate safety precautions.
Initial Scope Discussed:
• Emergency extraction / stabilization
• Moisture documentation
• Evaluate sump pump activity
• Assess crack / point of intrusion
• Dry in place if no drywall present
• Set air movers / dehumidification as needed
• Possible air scrubber / containment depending on field conditions
• Recommend licensed plumber evaluation for sump pump / drainage system
• Masonry assessment may be needed for crack / structural water entry
Documentation / Claim Support Notes:
• Customer is attorney / partner at litigation firm
• Customer highly documentation-focused
• Wants support with insurance process
• Team should thoroughly document source, conditions, crack activity, water intrusion pattern, and all affected contents/materials
• Potential that claim could involve both Progressive and Lennar / builder warranty or workmanship issues
Priority Level: Emergency
Dispatch Notes:
• Time is of the essence; standing water throughout basement
• Safety emphasis: avoid unnecessary customer entry into flooded area
• PM Quentin to follow up with ETA
• Work authorization to be sent / reviewed before work begins
Internal Notes:
• Customer was told Big Shoulders will document thoroughly and help support claim process
• Robbie indicated possible workmanship-related issue due to age of home
• Important to document visible active seepage through slab crack/control joint on arrival